When the Federal Reserve (Fed) raises interest rates, it’s a strategic move aimed at controlling inflation and managing economic growth. However, these rate hikes have a ripple effect that impacts […]
Fed Rate Hikes and Mortgage Costs: A Guide for Homebuyers
The Federal Reserve (Fed) plays a pivotal role in the U.S. economy, particularly when it comes to influencing interest rates. Changes in the federal funds rate, often referred to as […]
How Mortgage-Backed Securities Fueled the 2008 Financial Crisis and Shaped Today’s Economy
Mortgage-backed securities (MBS) were at the heart of the 2008 financial crisis, acting as a catalyst for the collapse of the housing market and the broader global economy. MBS are […]